Electrical Contractors Insurance

Electrical contractors insurance providing comprehensive cover for electrical contractors working throughout the UK.

Get a quote 01905 892 340

Electrical Contractors Insurance from Jelf

Insurance solution providing comprehensive cover for electrical contractors working throughout the UK.

Jelf is a sister company to Marsh – providing expert advice to over 100,000 businesses and individuals on matters relating to insurance, healthcare, employee benefits, and financial planning.

As a specialist broker, we have been supporting tradesmen and contractors for many years and we understand how your industry works and the risks you may face on a daily basis. Using our experience and expertise, we’ve developed an insurance solution that can be tailored to fit the specific needs of your business.

You wouldn’t dream of starting a job without the right tools and equipment. Arranging insurance for your business is no different.

Opting for our business insurance and speaking to our team of experts should give you peace of mind that you have the appropriate level of cover at a price that’s right for you, so you can focus on your work without having to organise multiple insurance policies with different providers – leading to yet more paperwork.

Our Business Insurance Includes:

Cover Options:

  • Public liability.

  • Employers liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors’ cars.

  • Stored materials.

  • Tools in transit.

  • Environmental clean-up.

Enhanced Features:

Public liability:

  • No depth limit.

  • No “failure to perform” exclusion.

  • No underground services conditions.

  • No heat condition or warranty.

  • No hidden premium adjustments on wages paid at year end.

Employers liability:

  • No height limit.

  • No hidden premium adjustments on wages paid at year end.


  • Extends to include plant on free loan.

  • Loss of hiring charges for 180 days.

Completed dwellings:

  • Cover for completed private dwellings awaiting sale including show house contents.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

To find out more about electrical contractors insurance, or to request a quote, contact us today and speak with our team of experts.

Electrical Contractors Insurance from Jelf

By opting for electrical contractors insurance with Jelf, you have the peace of mind in knowing you are working with a highly reputable company, with a dedicated team of insurance experts who are on hand to deal with any problems, issues or queries you may have.

Whether you’re a one-man band or you manage a team of electricians, our electrical contractors insurance offers wide-ranging protection in a single solution. We discuss your requirements and build a policy that includes the covers necessary to protect your business, which means you won’t be paying for cover you don’t need.

Our focus is on providing excellent customer service supporting you throughout the lifetime of your policy. This includes giving you access to risk management bulletins providing you with hints and tips on how to avoid getting caught out by costly insurance claims, and help and support from our dedicated claims team in the unfortunate event of a claim

Get a quote 01905 892 340

The Importance of Business Insurance for Electrical Contractors

As an electrical contractor, you’re responsible for the installation and maintenance of electrical systems, providing the connections that allow current to flow, powering the lights, appliances, and other devices people rely on every day.

Given the nature of your job, you may have to deal with a host of hazards on a daily basis, from electrocution to falling from ladders. What’s more, even minor slip-ups may have catastrophic consequences, and every time you are contracted to work in a domestic or commercial premises you run the risk of causing damage to the property, starting a fire, damaging a circuit, or causing injury or even death to the people within.

Your insurance can be built around your needs and typically will include protection for vehicles and plant, including items you hire in or loan out, loss or damage to your property, as well as materials on site.

It’s important to have the right business insurance in place so that should the unforeseen happen and you need to make a claim, you have the protection in place to get you back on track as quickly as possible and with minimal fuss.

Jelf Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Not all products and services offered are regulated by the FCA. Registered in England and Wales number 0837227. Registered Office: Hillside Court, Bowling Hill, Chipping Sodbury, BS37 6JX.


To allow us to understand your needs, provide advice, and recommend an insurance solution, you will need to provide specific information regarding your business and property, including any tools you use or stock you may want to insure. We will guide you through what is needed when you contact us. It would also be useful to have any previous insurance details to hand, including policy details and any renewal documentation.


In most instances there will no requirement to visit you in person to arrange a policy, as we discuss your requirements and the quotation over the phone. The insurance we arrange is based on a number of factors including your premises, employees, equipment, and stock ‒ therefore we will help guide you on the factors that may affect your insurance quotation, however it is important you tell us about anything you feel may be relevant. In addition, the information you provide should be accurate and honest.


As both your requirements and insurers may change over time, quotes are only valid for a particular period of time, typically 30 days. Therefore it is best to obtain a quotation within this time frame from your renewal date. You can leave your details with us and we will call you when your renewal date is due to discuss your insurance requirements.


We consider all businesses on a case-by-case basis. Having a previous claim may not necessarily mean you can’t be covered, therefore please contact us to discuss your insurance requirements and claims history.


IPT is a charge levied by HM Revenue and Customs, which is currently 10% for business insurance policies.

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