Joiners and Carpenters Insurance

Insurance solution providing comprehensive cover for joiners, carpenters, and people working in the woodworking trade throughout the UK.

Get a quote 01905 892 340

Joiners and Carpenters Insurance from Jelf

Insurance solution providing comprehensive cover for joiners, carpenters, and people working in the woodworking trade throughout the UK.

Jelf is a sister company to Marsh – providing expert advice to over 100,000 businesses and individuals on matters relating to insurance, healthcare, employee benefits, and financial planning.

We are one of the world’s leading insurance brokers with many years’ experience in supporting tradesmen and contractors. Our knowledge and expertise means we understand how your industry works and the unique risks and challenges you face on a daily basis.

As a carpenter or joiner, you wouldn’t dream of starting a job without the correct tools and equipment. Arranging the right insurance solution for your business is no different.

Our joiners and carpenters insurance offers wide-ranging protection in a single solution, giving you the appropriate level of cover at a price that reflects the cover you need. Having one insurance solution can help simplify managing your insurance, meaning you can focus on your work rather than spending time taking care of numerous different policies and all the additional paperwork that might entail.

Our Business Insurance Includes:

Cover Options:

  • Public liability.

  • Employers liability.

  • Subcontractor liability.

  • Contract works.

  • Plant.

  • Vehicles including directors’ cars.

  • Stored materials.

  • Tools in transit.

  • Groundwork risks.

  • Completed dwellings awaiting sale.

  • Environmental clean-up.

Enhanced Features:

Public liability:

  • No depth limit.

  • No “failure to perform” exclusion.

  • No underground services conditions.

  • No heat condition or warranty.

  • No hidden premium adjustments on wages paid at year end.

Employers liability:

  • No height limit.

  • No hidden premium adjustments on wages paid at year end.


  • Extends to include plant on free loan.

  • Loss of hiring charges for 180 days.

Completed dwellings:

  • Cover for completed private dwellings awaiting sale including show house contents.

*As with all insurance policies, terms and conditions apply. Contact us for full details.

To find out more about joiners and carpenters insurance, or to request a quote, contact us today and speak with our team of experts.

Joiners and Carpenters Insurance from Jelf

By opting for joiners and carpenters insurance with Jelf, you will have peace of mind knowing you’re working with a highly reputable company with a focus on providing quality customer care.

At Jelf, our focus is on delivering excellent customer service. Our dedicated team of insurance professionals are on hand to support you with any problems, issues or queries you may have. We support you throughout the lifetime of your policy by offering advice on risk management strategies and supporting you through any claims, should the unfortunate happen.

Our business insurance includes protection for vehicles and plant, including items hired or loaned in or out. We provide cover for loss or damage to your property and materials on site, and even include protection for timber-framed properties under construction.

We also make sure we’ve got your back should the unexpected happens, this includes providing cover for damaged underground services and cleaning up an environmental incident.

Whether you are a one-man band or you manage a team, we’ll make sure we build the right insurance for you. When you contact us for a quote, we consider your unique requirements and create a solution around you, so you don’t end up paying for cover you don’t need.

Get a quote 01905 892 340

The Importance of Business Insurance for Joiners and Carpenters

Joiners and carpenters are highly skilled trade professionals, but that doesn’t mean accidents never happen, so comprehensive insurance is essential. Your work varies greatly, from building the structure of a house to creating a staircase or making a bespoke kitchen.

However, working in somebody’s house or commercial premises can be tricky. Your tools, equipment, and the materials you use hold potential dangers to you, your employees or subcontractors, and the general public. These include having timber, saw horses, electrical cables, and air hoses around you while people are going about their daily lives.

Because of the nature of the job you do, it’s essential that you have an insurance solution that is as flexible as the varied work you carry out – hopefully giving you peace of mind that you have the right level of protection in place to get you back on track should you ever need to make a claim.

Jelf Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Not all products and services offered are regulated by the FCA. Registered in England and Wales number 0837227. Registered Office: Hillside Court, Bowling Hill, Chipping Sodbury, BS37 6JX.


To allow us to understand your needs, provide advice, and recommend an insurance solution, you will need to provide specific information regarding your business and property, including any tools you use or stock you may want to insure. We will guide you through what is needed when you contact us. It would also be useful to have any previous insurance details to hand, including policy details and any renewal documentation.


In most instances there will no requirement to visit you in person to arrange a policy, as we discuss your requirements and the quotation over the phone. The insurance we arrange is based on a number of factors including your premises, employees, equipment, and stock ‒ therefore we will help guide you on the factors that may affect your insurance quotation, however it is important you tell us about anything you feel may be relevant. In addition, the information you provide should be accurate and honest.


As both your requirements and insurers may change over time, quotes are only valid for a particular period of time, typically 30 days. Therefore it is best to obtain a quotation within this time frame from your renewal date. You can leave your details with us and we will call you when your renewal date is due to discuss your insurance requirements.


We consider all businesses on a case-by-case basis. Having a previous claim may not necessarily mean you can’t be covered, therefore please contact us to discuss your insurance requirements and claims history.


IPT is a charge levied by HM Revenue and Customs, which is currently 10% for business insurance policies.

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